Jul
23
How can I get another student loan without having Financial Aid having to estimate/certify the loan?
Filed Under Financial Aid | 1 Comment
jediknight2054
1. Financial Aid has lowly estimated my need for the school year. 2. I have maxed out the most I can get from the government. 3. Financial Aid will not certify any more loan money for me, but I need more assistance. 4. I work part-time already and go to school full-time.
1. Financial Aid has lowly estimated my need for the school year. 2. I have maxed out the most I can get from the government. 3. Financial Aid will not certify any more loan money for me, but I need more assistance. 4. I work part-time already and go to school full-time.
Jul
21
Jul
20
Can I claim my Canadian student loan interest on my US taxes?
Filed Under United States | 3 Comments
galaxyy
I have Canadian (government) student loans (in Canadian dollars) which I am still paying back from my Canadian bank account whilst I live and work in the US. Can I claim my student loan interest on my US taxes?
Also do I claim the amount in Canadian dollars?
I have Canadian (government) student loans (in Canadian dollars) which I am still paying back from my Canadian bank account whilst I live and work in the US. Can I claim my student loan interest on my US taxes?
Also do I claim the amount in Canadian dollars?
Jul
17
How to stop student loan wage garnishments if you agreed to make default payments?
Filed Under Financial Aid | 6 Comments
workingmywayback
I recently defaulted on my student loan and contacted the student loan company to before they started garnishing my wages. I agreed to a reasonable monthly payment and made the payments on time when I noticed that my wages were being garnished as well. I contacted the student loan company several times and they kept saying that they would remove the garnishment and that my employer had recieved the paperwork. I contacted my employer’s payroll and the stated that they never got the paperwork and I should ask for a copy myself to fax it in myself just in case. The student loan company wouldnt give me a copy of the garnishment letter to the employer and claimed to have faxed the paperwork in. It has been 4 straight pay periods and nothing has been done meanwhile im still making monthly payments directly from my bank account. Is there anyway to stop this? PS: I dont need smart remarks about you should have paid in the first place, i know that much but i couldnt afford to at certain points.
I recently defaulted on my student loan and contacted the student loan company to before they started garnishing my wages. I agreed to a reasonable monthly payment and made the payments on time when I noticed that my wages were being garnished as well. I contacted the student loan company several times and they kept saying that they would remove the garnishment and that my employer had recieved the paperwork. I contacted my employer’s payroll and the stated that they never got the paperwork and I should ask for a copy myself to fax it in myself just in case. The student loan company wouldnt give me a copy of the garnishment letter to the employer and claimed to have faxed the paperwork in. It has been 4 straight pay periods and nothing has been done meanwhile im still making monthly payments directly from my bank account. Is there anyway to stop this? PS: I dont need smart remarks about you should have paid in the first place, i know that much but i couldnt afford to at certain points.
Jun
24
No Credit Check Loan 5000
Filed Under Need Money | Leave a Comment
Jun
17
What can be done about predatory lending practices in the student loan industry?
Filed Under Credit | 2 Comments
EsoMan
More and more students are graduating with loads of debt from “private lenders” (ex. Sallie Mae, Wells Fargo, Xpress Loans) who make loan terms unclear, and repayment plans ambiguous. These loans can rarely be consolidated, have high interest rates, are non-dischargable in bankruptcy, and have very high payments. Congress is realizing that something must be done to alleiviate the burden on the students that fell victim to these lending practices by the banks. What remedies do you think should be allotted these students? How do we fix problems within private lending so students can pay their loans while still maintaining a decent quality of life?
More and more students are graduating with loads of debt from “private lenders” (ex. Sallie Mae, Wells Fargo, Xpress Loans) who make loan terms unclear, and repayment plans ambiguous. These loans can rarely be consolidated, have high interest rates, are non-dischargable in bankruptcy, and have very high payments. Congress is realizing that something must be done to alleiviate the burden on the students that fell victim to these lending practices by the banks. What remedies do you think should be allotted these students? How do we fix problems within private lending so students can pay their loans while still maintaining a decent quality of life?
Jun
15
What does a student loan company like Stafford do to co-signers? Do they get notified of the loan if someone?
Filed Under Financial Aid | 2 Comments
rbcny9
What does a student loan company like Stafford do to co-signers? Do they get notified of the loan if someone takes one out and uses them as a co-signer but pays it back right away? If so, how? I joined the army so I get loan repayment.
What does a student loan company like Stafford do to co-signers? Do they get notified of the loan if someone takes one out and uses them as a co-signer but pays it back right away? If so, how? I joined the army so I get loan repayment.
May
25
What is the best type of federal loan I can get to pay for college?
Filed Under Financial Aid | 4 Comments
EhLyn
I’ve heard of the Perkins Loan, Stafford Loan, and thos PLUS loans, but what is best for undergraduates, and which offers the most, (like the Stafford loans give $5500)? I would like to recieve a little more than that. If there are other federal loans that I should look into, I’d appreciate what you can give me.
Oh, and can I take out more than one loan?
I’ve heard of the Perkins Loan, Stafford Loan, and thos PLUS loans, but what is best for undergraduates, and which offers the most, (like the Stafford loans give $5500)? I would like to recieve a little more than that. If there are other federal loans that I should look into, I’d appreciate what you can give me.
Oh, and can I take out more than one loan?
May
24
How can I receive a student loan without my parents as a cosigner?
Filed Under Financial Aid | 3 Comments
no
I have little over 500 left to payoff but my parents wont cosign my loan and I currently have no job. I need to pay my college account off so I may register for next semester. Is there any loan out there for me?
I have little over 500 left to payoff but my parents wont cosign my loan and I currently have no job. I need to pay my college account off so I may register for next semester. Is there any loan out there for me?
May
16
What do you think of loan offers that you see or receive on this site?
Filed Under Garden & Landscape | 9 Comments
dfs raj
Hi all, have you ever received a loan offer to ease your financial difficulties on thi site? How genuine are they? Is anyone out there who could share their experience in successful assistance of loan?
I pose this question cos a few of them approached me with their offers. But then I find the requirements too simple with insistence on cash collateral of 2-2% of the total amount requested. As I mentioned earlier in my intro, I ‘m keen to know more on this issues to effectively help many of the people out there. Thanks guys for all the answers.
To Curious,
Hi all, have you ever received a loan offer to ease your financial difficulties on thi site? How genuine are they? Is anyone out there who could share their experience in successful assistance of loan?
I pose this question cos a few of them approached me with their offers. But then I find the requirements too simple with insistence on cash collateral of 2-2% of the total amount requested. As I mentioned earlier in my intro, I ‘m keen to know more on this issues to effectively help many of the people out there. Thanks guys for all the answers.
To Curious,
Not indended to be on this section. Guess I overlooked that.









