Princess Baughan


How can I get a loan on a house or a trailer or a town house for no payment down. My husband and I are looking into the possiblity of getting a loan and how do we get the $8,000 from the government?
Please don’t advertise to me. I want to know what are the best banks in harrisonburg, va area to get a loan.

AC


My husband and I are looking for our first home and have fallen in love with a house that is down to the studs in some areas in the middle of a remodel. The home has no structural issues – it is all cosmetic – but does need all new applicances (has none), new walls (70s style paneling in living room), new flooring (has concrete now) etc. Would we need to get a construction loan even though it is structurally okay? How would the mortgage process work for this?

too_true82


I have bad credit. I currently have a car loan and a co-signer on the loan. I need to take her off the loan now, and HSBC doesnt allow you to refinance, so i have to apply for a whole new loan with someone. I already tried with Scotiabank and got denied. Any suggestions?

jamaicabound123123


I found a duplex I’m interested in buying. The place costs $79,000. I can put down 5% of that but that’s all I have to put down.

Is it possible to roll closing costs up into the loan? I keep hearing about FHA loans but are there any other loan options that allow you to put a low down payment of 3.5% to 5%?

AG


I know that student loan interest can be deducted.

My student loans are all either in deferment or forbearance. I’m accruing interest on some of them, but I haven’t actually paid any interest yet. Can I deduct the interest that accrued?

Thanks!

thype45


I have my eye on a home that is half finished being built. Exterior walls, windows, foundation, elec., heat and roof are installed. Only things needed are interior walls, appliances, fixtures, flooring, landscaping, and pool surfacing. What type of loan would be best suited to purchase and then finish this home? Purchase? Construction? Thanks.

JohnPau2010


- I am planning to buy a home
- i have put an offer on a house and almost 100% done deal

Now I have to look out for a home loan. I am looking at several online interest rate quotes what lenders are giving based on my facts.

Some of them are sending quotes for 4.78% 4.5% , now does these rates change when we actually sign there application or do they have to stick with the rates what they have quoted me online ?