Jul
23
How can I get another student loan without having Financial Aid having to estimate/certify the loan?
Filed Under Financial Aid | 1 Comment
jediknight2054
1. Financial Aid has lowly estimated my need for the school year. 2. I have maxed out the most I can get from the government. 3. Financial Aid will not certify any more loan money for me, but I need more assistance. 4. I work part-time already and go to school full-time.
1. Financial Aid has lowly estimated my need for the school year. 2. I have maxed out the most I can get from the government. 3. Financial Aid will not certify any more loan money for me, but I need more assistance. 4. I work part-time already and go to school full-time.
Jul
17
How to stop student loan wage garnishments if you agreed to make default payments?
Filed Under Financial Aid | 6 Comments
workingmywayback
I recently defaulted on my student loan and contacted the student loan company to before they started garnishing my wages. I agreed to a reasonable monthly payment and made the payments on time when I noticed that my wages were being garnished as well. I contacted the student loan company several times and they kept saying that they would remove the garnishment and that my employer had recieved the paperwork. I contacted my employer’s payroll and the stated that they never got the paperwork and I should ask for a copy myself to fax it in myself just in case. The student loan company wouldnt give me a copy of the garnishment letter to the employer and claimed to have faxed the paperwork in. It has been 4 straight pay periods and nothing has been done meanwhile im still making monthly payments directly from my bank account. Is there anyway to stop this? PS: I dont need smart remarks about you should have paid in the first place, i know that much but i couldnt afford to at certain points.
I recently defaulted on my student loan and contacted the student loan company to before they started garnishing my wages. I agreed to a reasonable monthly payment and made the payments on time when I noticed that my wages were being garnished as well. I contacted the student loan company several times and they kept saying that they would remove the garnishment and that my employer had recieved the paperwork. I contacted my employer’s payroll and the stated that they never got the paperwork and I should ask for a copy myself to fax it in myself just in case. The student loan company wouldnt give me a copy of the garnishment letter to the employer and claimed to have faxed the paperwork in. It has been 4 straight pay periods and nothing has been done meanwhile im still making monthly payments directly from my bank account. Is there anyway to stop this? PS: I dont need smart remarks about you should have paid in the first place, i know that much but i couldnt afford to at certain points.
Jun
15
What does a student loan company like Stafford do to co-signers? Do they get notified of the loan if someone?
Filed Under Financial Aid | 2 Comments
rbcny9
What does a student loan company like Stafford do to co-signers? Do they get notified of the loan if someone takes one out and uses them as a co-signer but pays it back right away? If so, how? I joined the army so I get loan repayment.
What does a student loan company like Stafford do to co-signers? Do they get notified of the loan if someone takes one out and uses them as a co-signer but pays it back right away? If so, how? I joined the army so I get loan repayment.
May
25
What is the best type of federal loan I can get to pay for college?
Filed Under Financial Aid | 4 Comments
EhLyn
I’ve heard of the Perkins Loan, Stafford Loan, and thos PLUS loans, but what is best for undergraduates, and which offers the most, (like the Stafford loans give $5500)? I would like to recieve a little more than that. If there are other federal loans that I should look into, I’d appreciate what you can give me.
Oh, and can I take out more than one loan?
I’ve heard of the Perkins Loan, Stafford Loan, and thos PLUS loans, but what is best for undergraduates, and which offers the most, (like the Stafford loans give $5500)? I would like to recieve a little more than that. If there are other federal loans that I should look into, I’d appreciate what you can give me.
Oh, and can I take out more than one loan?
May
24
How can I receive a student loan without my parents as a cosigner?
Filed Under Financial Aid | 3 Comments
no
I have little over 500 left to payoff but my parents wont cosign my loan and I currently have no job. I need to pay my college account off so I may register for next semester. Is there any loan out there for me?
I have little over 500 left to payoff but my parents wont cosign my loan and I currently have no job. I need to pay my college account off so I may register for next semester. Is there any loan out there for me?
May
7
moosaidthebrit
I had a loan that went into deault and it is now sorted out and completely paid off. I want to go to grad school, but will I be able to get financial aid for it, or will this still hang over my head?
Muchas thanks !
I had a loan that went into deault and it is now sorted out and completely paid off. I want to go to grad school, but will I be able to get financial aid for it, or will this still hang over my head?
Muchas thanks !
Apr
25
How long after the delinquent student loan is paid off, can i apply for another one?
Filed Under Financial Aid | 2 Comments
love180
i have a delinquent student loan that is being taken out of my check and is wondering how long after the delinquent student loan is paid off can i apply for another one…or am i not eligible for one anymore?
i have a delinquent student loan that is being taken out of my check and is wondering how long after the delinquent student loan is paid off can i apply for another one…or am i not eligible for one anymore?
Mar
23
How often does interest accumulate on an unsubsidized Stafford student loan from the government?
Filed Under Financial Aid | 5 Comments
Level T
The interest rate on an unsubsidized Stafford student loan is 6.8%. How often does interest acculumate on such a loan? For example, if my loan is $5000, how do I calculate when and how much interest is capitalized onto the loan. Thank you for your help.
The interest rate on an unsubsidized Stafford student loan is 6.8%. How often does interest acculumate on such a loan? For example, if my loan is $5000, how do I calculate when and how much interest is capitalized onto the loan. Thank you for your help.
Nov
9
What are the best private student loan consolidation companies?
Filed Under Financial Aid | Leave a Comment
irishman1
I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The only other alternative they gave me for a lower monthly payment was the Interest Only option, which I have heard is a horrible choice. Given today’s economic condition and the difficulty of college graduates finding jobs, I don’t know how they can expect people like myself to pay $500 per month. Are there any private consolidation companies out there right now that can significantly lower my monthly payment?
I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The only other alternative they gave me for a lower monthly payment was the Interest Only option, which I have heard is a horrible choice. Given today’s economic condition and the difficulty of college graduates finding jobs, I don’t know how they can expect people like myself to pay $500 per month. Are there any private consolidation companies out there right now that can significantly lower my monthly payment?
Thank you!
Jun
25
What is a spa loan? How do i go about getting a spa loan for school? How do i know a spa loan will suit me?
Filed Under Financial Aid | 1 Comment
leydi
What is a spa loan? How do i go about getting a spa loan for school? How do i know that a spa loan will be the best choice for me? What will i half to pay back,and how long do i half to pay it back?When can i apply for a spa loan? Is a spa loan like a goverment grant?
What is a spa loan? How do i go about getting a spa loan for school? How do i know that a spa loan will be the best choice for me? What will i half to pay back,and how long do i half to pay it back?When can i apply for a spa loan? Is a spa loan like a goverment grant?









